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Long-term care insurance claim guides

Plain answers for families who pay a caregiver and get reimbursed by a long-term care policy. Every guide cites the insurer, IRS or regulator page it comes from.

Caregiver timesheet for long term care insurance: what insurers want on itWhat a caregiver timesheet for long term care insurance needs: quarter-hour times, ADL services, signatures and proof of payment, per insurers' own forms.Can a family member be paid as a caregiver with long term care insurance?Can a family member be paid as a caregiver with long term care insurance? What FLTCIP, Genworth and John Hancock publish about family care, with sources.Do I owe household employment taxes if I pay a caregiver?Do you owe nanny tax or household employment taxes if you pay a caregiver? The 2026 IRS thresholds from Publication 926, family exemptions, agency rules.How do you submit a long term care insurance invoice for reimbursement?How to submit a long term care insurance invoice for reimbursement, step by step, using the rules Genworth, John Hancock, MetLife and FLTCIP publish.Long term care claim not paid yet? What to checkLong term care insurance claim not paid or reimbursement late? Check in-good-order rules, insurer timeframes and how to request claim status in writing.How is the long term care insurance elimination period counted?How the long term care insurance elimination period is counted: calendar days vs service days, when it starts, and if it is once per lifetime, per NAIC.
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